Hlavné úlohy Fondu ochrany vkladov sú ochrana vkladateľov a ich vkladov v bankách, posilnenie finančnej stability, zníženie morálneho hazardu, zaistenie kontinuity základných procesov dôležitých pre plynulý chod finančného systému, ušetrenie výdavkov verejných rozpočtov a zaistenie bezproblémového fungovania vnútorného trhu na poskytovanie finančných služieb.
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